Terms and Conditions

1. Use of This Website

This website is provided for lawful, informational, and service-related purposes. You agree to use it in a way that does not interfere with the website, misuse its forms, violate applicable laws, or restrict another person's ability to use the site.

You may not attempt to access private systems, submit false or misleading information, copy protected content without permission, or use the website for spam, fraud, or unauthorized commercial activity.

2. Informational Medicare Content

The content on this website is for general educational and informational purposes. Medicare plan availability, premiums, benefits, provider networks, prescription coverage, copays, eligibility, and service areas vary by plan, ZIP code, county, and plan year.

Website content is not a final coverage decision and does not replace official plan documents. Personalized recommendations require a direct review of doctors, prescriptions, pharmacy preferences, budget, service area, and eligibility with a licensed insurance agent.

3. Solicitation of Insurance

Submitting a form, calling the number on this site, texting, scheduling an appointment, or requesting a Medicare plan review may constitute a solicitation of insurance. A licensed insurance agent may contact you by phone, text, email, or another requested method about your request.

Tory Blain is a licensed and independent insurance agent. NPN: 21259518. Submitting information through the website does not enroll you in a plan and does not require you to choose any plan.

4. Not Affiliated with the Government

Frontline Mutual is not connected with, endorsed by, or approved by the U.S. Government, Medicare, the Federal Medicare Program, or any government agency. Medicare has not reviewed or approved the information on this website.

5. Plan Availability and Accuracy

Frontline Mutual works to keep website information accurate and helpful, but plan information can change. Benefits, costs, formularies, provider networks, pharmacies, service areas, enrollment rules, and eligibility requirements may differ by plan and may change each year.

Any benefit examples, including Medicare Advantage extra benefits, Part B giveback information, dental, vision, hearing, OTC, transportation, fitness, grocery, or utility-related benefits, are general examples only. Benefits are not guaranteed unless confirmed in the current official plan documents.

6. Forms, Calls, Texts, and Communications

When you submit information through a form, call, text, or request a review, you consent to be contacted about your request. Message and data rates may apply for text communication.

You may ask to stop marketing texts or emails at any time. Service-related messages may still be sent when needed to respond to your request or complete a communication you started.

7. Privacy and Personal Information

Use of this website is also governed by the Frontline Mutual Privacy Policy. The Privacy Policy explains how personal information may be collected, used, protected, and shared when you use the website, submit forms, call, text, or request Medicare plan help.

Please review the Privacy Policy for more information.

8. Intellectual Property

All website content, including text, layout, design, graphics, branding, and other materials, is owned by Frontline Mutual or used with permission unless otherwise stated.

You may not reproduce, copy, modify, distribute, republish, or commercially use website content without written permission.

9. External Links and Third Parties

This website may include links to third-party websites, scheduling tools, review platforms, plan resources, or other online services. Those third parties have their own terms and privacy practices.

Frontline Mutual is not responsible for the content, accuracy, security, availability, or privacy practices of third-party websites.

10. Limitation of Liability

To the extent permitted by applicable law, Frontline Mutual is not liable for damages arising from website use, inability to use the site, reliance on general website information, third-party websites, technical interruptions, or outdated plan information.

The website is not guaranteed to be error-free, uninterrupted, or fully current at all times. Important plan decisions should be based on current official plan materials and a direct review of your needs.

11. Changes to These Terms

Frontline Mutual may update these Terms and Conditions from time to time. Any updates will be posted on this page with a revised effective date. Continued use of the website after changes are posted means you accept the updated terms.

12. Contact Us

Have questions about these Terms and Conditions? Reach out to Frontline Mutual.