Effective Date: April 10th 2025

At Frontline Mutual, your privacy matters. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website or interact with our services.

By using our website, submitting your information, or requesting a quote, you agree to the terms of this policy.

1. What This Policy Covers

This Privacy Policy applies to:

  • The Frontline Mutual website

  • Any forms, quote tools, or online content we provide

  • Emails, texts, and other digital communications initiated through our platform

This policy does not cover data shared during offline interactions (like phone calls) unless otherwise specified. It also doesn’t apply to third-party websites you may visit through links on our site.

2. Information We Collect

We may collect the following types of information:

a. Information You Provide

When you complete a form or request services, you may be asked to provide:

  • Your name, email, phone number, and address

  • Date of birth or age

  • Medicare details or other insurance-related data

  • Health information relevant to insurance needs

b. Information Collected Automatically

Our website may collect general usage data, such as:

  • IP address and browser details

  • Device type and operating system

  • Pages visited and time spent on each

  • Referral sources (how you found our site)

  • Cookie and tracking data

3. How We Use Your Information

We use the information you provide or that we collect to:

  • Respond to your quote requests or service inquiries

  • Connect you with insurance companies that match your needs

  • Contact you with updates, service information, or educational materials

  • Comply with laws and regulations

  • Improve how our website performs and serves users

We may use your information to personalize content and ensure you get relevant results or follow-ups.

4. Sharing Your Information

Frontline Mutual does not sell your personal information. We may share your data only when necessary to:

  • Provide insurance quotes or connect you with plan providers

  • Work with service partners that support our operations (like web hosts or CRMs)

  • Comply with legal obligations or respond to lawful requests

  • Assist with fraud prevention or enforce our Terms of Use

  • Complete a business transaction, such as a merger or acquisition

All third parties we work with are required to protect your information.

5. Cookies and Tracking Tools

We use cookies and similar tracking technologies to understand how visitors use our site and improve your experience. Cookies may store preferences, track session data, or help us serve relevant content.

You can manage or disable cookies through your browser settings. However, doing so may limit some features on our site.

6. Your Privacy Choices

You may:

  • Opt out of marketing emails by clicking “unsubscribe” in any message

  • Stop receiving texts by replying “STOP”

  • Request access, correction, or deletion of your personal data by contacting us

  • Adjust browser settings to control cookies and tracking

To request changes to your data, email us at: Toryblain@frontlinemutual.com

7. How We Protect Your Data

We follow industry-standard security practices to help keep your personal information safe from loss, misuse, or unauthorized access. Despite our best efforts, no system is completely secure, and we encourage you to protect your own data by using secure devices and passwords.

8. Children’s Privacy

This website is intended for adults. We do not knowingly collect personal information from children under 13. If you believe a child has submitted information, please contact us and we will promptly remove it.

9. External Links and Third Parties

Some pages on our site may contain links to other websites. These third-party sites have their own privacy policies, and we are not responsible for how they handle your information. Please review their policies before submitting any data.

10. Updates to This Policy

We may change this policy from time to time. Any updates will be posted on this page with a revised effective date. Continued use of our website means you accept the updated terms.

11. Contact Us

Have questions or concerns about this policy? Reach out to us anytime:

Frontline Mutual
St. George, Utah
📧 Email: Toryblain@frontlinemutual.com
🌐 Website: Frontlinemutual.com