Just Moved to Southern Utah? Moving Can Let You Change Your Medicare Plan
If you recently moved to St. George, Washington, Hurricane, Ivins, Santa Clara or Cedar City, you may have a Special Enrollment Period. That’s a short window to switch Medicare Advantage or drug plans outside of Annual Enrollment. Frontline Mutual Medicare helps new Southern Utah residents understand their options before that window closes.
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- Local providers
- Prescriptions
- Coverage trade-offs
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Does Moving Give You a Medicare Special Enrollment Period?
Often, yes. If you move outside your plan’s service area, or you move somewhere with new plan options, Medicare gives you a Special Enrollment Period to switch to a new Medicare Advantage Plan or Medicare drug plan.
You moved out of your plan’s area
You can switch to a new Medicare Advantage Plan (with or without drug coverage) or a Medicare drug plan. If you’re in a Medicare Advantage Plan, you can also go back to Original Medicare.
Same area, new plan options
Even if your plan still covers your new address, you may qualify if new plans are available where you live now.
If you don’t choose a plan
If you move outside your Medicare Advantage Plan’s area and don’t join a new one, you’ll be placed in Original Medicare when your old plan drops you.
How Long Do You Have After Moving?
Told your plan after you moved
Your window starts when you move and lasts for 2 full months after you move.
Told your plan before you moved
Your window starts the month before you move and lasts for 2 full months after you move.
When new coverage starts
New coverage generally starts the first day of the month after the plan gets your request to join.
Example: If you moved to St. George in November, your window typically runs through the end of January. Don’t wait until the last week. Plan reviews take time.
Just Moved? Do These 5 Things
- Update your address with Social Security, so your Medicare mail reaches you.
- Tell your current plan you moved, and write down the date you told them.
- List your doctors and prescriptions, including any new Southern Utah doctors you want to see.
- Check whether your current plan covers your new address, and whether your drug plan does too.
- Talk to a local licensed agent before your window closes, so you can compare plans in your new county.
Not Moving? You May Still Have a Special Enrollment Period
Left employer or union coverage
You may join a Medicare Advantage or drug plan for 2 full months after the month that coverage ends, including COBRA.
Lost Medicaid
You generally have 3 full months from when you lose eligibility, or are notified, whichever is later.
Nursing home or rehab
Moving into or out of a facility like a nursing home or rehabilitation hospital can open a window to change plans.
Moved back to the U.S.
You can join a plan for 2 full months after the month you move back.
Not sure if you qualify? Call Tory. He’ll walk through your situation and timing with you.
Moving and Medicare: Common Questions
Just Moved? Let’s Review Your Medicare Options
Call, text, or fill out the form above. You’ll get clear local guidance from a licensed Medicare agent before your Special Enrollment Period closes.